Banking & Financial Services

Prioritize a customer-centric approach to your strategies

With embedded finance revolutionizing the landscape, banking products and services have permeated the entire customer journey. We provide the architectural agility necessary to propelling innovation and enriching the user experience.

Benefits

Why you can't afford to miss out on embedded finance

Discover how APIs are transforming banking & financial services.

Easy-to-manage partner ecosystems

  • Increase business reach and drive innovation through partnerships.
  • Adopt a platform strategy and drive flexible and scalable growth.
  • Easily implement products and services for new revenue streams.

Elevate and integrate digital experiences

  • Be prepared for AI based functionalities and integrate digital journeys across chatbot, website, IoT, and e-commerce touchpoints.
  • Develop deeper customer behavior insights with dashboards.
  • Remove bottlenecks to create a cohesive customer experience across various touchpoints.

BaaS and Open Finance enablement

  • Quickly enable new business as a Banking-as-a-Service platform.
  • Easily develop new products like payments, accounts, and more.
  • Ensure compliance with Open API standards like FAPI and OpenID.

Bring agility to legacy architectures

  • Assess your architecture for data-driven, cost-efficient legacy modernization.
  • Mitigate risks by managing and controlling your applications and data efficiently.
  • Extract data from your legacy systems to enable new, improved digital experiences and revenue streams.

Trusted by leading companies for our secure and reliable solutions

Embedded finance

Transform your business into an embedded finance platform

Adopt a plug-and-play system to empower a platform-based approach. Extend the reach of your financial products and services, diversify your portfolio, and generate new digital experiences and revenue streams.

Customer-centric approach

Channel your time and energy into a “wow” customer experience

Leading initiatives that make your customer journeys easier. Release the innovation constraints to make your customer’s digital journey intuitive by removing complexities and adopting a more agile and relevant API and modern integration approach to attract, retain, and build loyalty.

Solutions

Strategic Expertise that drives innovation and connectivity

Digital Experiences

Streamline the creation and delivery of highly integrated digital channels that bring value to both your customers and your business.

Integrate Partners & Ecosystems

Provide a frictionless experience, from onboarding to implementation, and foster partnerships that enhance your offering and relevance in the market.

Agile Architecture and Legacy Modernization

Accelerate your digital strategies by increasing the scalability and flexibility of your entire architecture.

Open Innovation

Maximize the potential of open innovation models and platform positioning to extend your reach and create multiple revenue streams.

Frequently asked questions

Find the answers to the most common questions about our Banking and Financial Services solutions.

What kind of data is accessible via Open Finance APIs?

The accessible data can vary based on user permissions. In accordance with regulations, you can access information regarding bank accounts, transactions, credit history, investments, and insurance. However, it's worth noting that Open Finance extends beyond data sharing, it can also enable payment initiation.

Why are certificates important for the Open ecosystem?

The Open Finance ecosystem uses certificate chains and mTLS protocol to ensure the confidentiality, authenticity, and integrity of the information exchanged between participating institutions. This ensures that only authorized individuals have access to this information.

Begin your API journey with Sensedia

We support our clients in enabling new digital experiences, integrating systems, and navigating Embedded Finance journeys. We work collaboratively from compliance to business strategy.