Deliver modern banking solutions designed to meet market demands
With open banking and embedded finance revolutionizing the landscape, financial products and services have permeated the customer journey. We provide the architectural agility and business and technical know-how necessary to propel innovation and enrich the user experience.
Turn CFPB Regulation into innovation for banks, credit unions, and fintechs
Embrace the future of finance with Sensedia, driven by CFPB's commitment to establishing clear standards and best practices. With our deep expertise and successful track record in global Open Banking standards like PSD2, Brazil's Open Banking, and the FDX, Sensedia is your perfect partner to navigate open banking compliance. Leapfrog financial powerhouses with Sensedia by your side.
For Credit Unions
Accelerate open banking implementation and propel your business beyond compliance.
- Build new and innovative digital banking experiences and services for your members.
- Utilize Sensedia's low-code platform to connect core and legacy systems, CRMs, cloud services, banking apps, lending platforms, and accelerate the launch of financial products to your members.
- Tackle legacy modernization from core banking to open banking enablement.
- Easily partner with fintechs maintaining total control over your integrations.
- Elevate API security and governance with Sensedia’s open banking-ready platform.
- Improve developer experiences and accelerate third-party and partner onboarding processes.
.png)
For Regional Banks
Take full control of fintech partnerships to build open and interoperable ecosystems.
- Use Sensedia’s low-code iPaaS platform to connect core and legacy systems, CRMs, Cloud Services, to partners, and accelerate your time-to-market.
- Leverage embedded finance by partnering with fintechs to address immediate market needs.
- Prepare for open banking regulations and drive business growth beyond just compliance.
- Tackle legacy modernization from core banking to open banking enablement.
- Launch Innovative and customer-centric digital banking products and services in record time.
- Gain visibility and governance over your APIs.
.png)
For Fintechs
Connect directly to banks and skip intermediaries to power your innovation.
- Enable plug-and-play connectivity to build revenue streams with embedded finance.
- Enable AI-based functionalities and seamlessly integrate chatbots, website, Apps, IoT, kiosks, and other customer facing touchpoints.
- Elevate API security and governance with Sensedia's open banking-ready platform.
- Improve developer experiences and accelerate third-party and partner onboarding processes.
- Gain visibility and governance over your APIs.
Enable AI chatbots and other digital channels
Utilize Sensedia's low-code platform to enable digital experiences and services. Integrate mobile apps, AI chatbots, and other channels to elevate your customer engagement and loyalty, while simultaneously driving substantial revenue and maximizing ROI.
Easily connect to banks, credit unions, or fintechs
Quickly and seamlessly connect directly to third-party partners, and skip intermediaries to gain full control over your integrations. Leverage embedded finance to meet consumer demands when they need and when they need it and build new revenue streams.
Turn CFPB Regulation into financial innovation
Sensedia is a global leader in open banking, helping 40+ financial institutions launch compliant products for millions of users. Cut out intermediaries and accelerate your embedded finance, payments, and BaaS deliveries while in compliance with CFPB regulations.
Your reliable business connectivity hub
Sensedia is your all-in-one integration platform, prioritizing security, reliability, and scalability. For over 200 clients, our platform accelerates digital innovation and ecosystem building through low-code, automated workflows. Our legacy-friendly connectors ensure plug-and-play compatibility, future-proofing your business.
Unlock legacy systems for maximum performance
Leverage your dependable legacy systems as a competitive advantage by seamlessly connecting internal data and insights. We mitigate technical debt by offering a future-proof, flexible, and composable architecture roadmap, so you can adapt to new technologies and trends and maximize business performance.
Why you can't afford to miss out on embedded finance
Discover how APIs are transforming banking & financial services.
Easy-to-manage partner ecosystems
- Increase business reach and drive innovation through partnerships.
- Adopt a platform strategy and drive flexible and scalable growth.
- Easily implement products and services for new revenue streams.
Elevate and integrate digital experiences
- Be prepared for AI based functionalities and integrate digital journeys across chatbot, website, IoT, and e-commerce touchpoints.
- Develop deeper customer behavior insights with dashboards.
- Remove bottlenecks to create a cohesive customer experience across various touchpoints.
BaaS and Open Banking enablement
- Quickly enable new business as a Banking-as-a-Service platform.
- Easily develop new products like payments, accounts, and more.
- Ensure compliance with Open API standards like FAPI and OpenID.
- Stay up-to-date with new requirements like FDX and CFPB.
Bring agility to legacy architectures
- Assess your architecture for data-driven, cost-efficient legacy modernization.
- Mitigate risks by managing and controlling your applications and data efficiently.
- Unlock data from your legacy systems to enable new, improved digital experiences and revenue streams.
Trusted by leading companies for our secure and reliable solutions
Transform your business into an embedded finance platform
Adopt a plug-and-play system to empower a platform-based approach. Connect with partners, extend the reach of your financial products and services, and generate new revenue streams.
Channel your time and energy into a “wow” customer experience
We lead initiatives aimed at streamlining your customer experiences. By eliminating complexities and embracing a more agile API integration approach, we make your customers' digital experiences better, improving customer onboarding, retention, engagement, and loyalty.
Empowering clients through composable architecture solutions
Driving scalability and growth to our clients through market-leading APIs, microservices, and Integrations.
Strategic Expertise that drives innovation and connectivity
Digital Experiences
Streamline the creation and delivery of highly integrated digital channels that bring value to both your customers and your business.
Integrate Partners & Ecosystems
Provide a frictionless experience, from onboarding to implementation, and foster partnerships that enhance your offering and relevance in the market.
Agile Architecture and Legacy Modernization
Accelerate your digital strategies by increasing the scalability and flexibility of your entire architecture.
Open Innovation
Maximize the potential of open innovation models and platform positioning to extend your reach and create multiple revenue streams.
Frequently asked questions
Find the answers to the most common questions about our Banking and Financial Services solutions.
The accessible data can vary based on user permissions. In accordance with current regulations, you can access information regarding bank accounts, transactions, credit history, investments, and insurance. However, it's worth noting that Open Finance extends beyond data sharing, it can also enable payment initiation.
The Open Finance ecosystem uses certificate chains and mTLS protocol to ensure the confidentiality, authenticity, and integrity of the information exchanged between participating institutions. This ensures that only authorized individuals have access to this information.
The CFPB was created to provide a single point of accountability for enforcing federal consumer financial laws and protecting consumers in the financial marketplace. Before, that responsibility was divided among several agencies. Today, it’s our primary focus. https://www.consumerfinance.gov/about-us/the-bureau/
FDX is a nonprofit organization in the US and Canada dedicated to establishing a common and secure standard, the FDX API, for accessing consumer and business financial data. It includes a diverse board of directors and a global membership of financial institutions, data aggregators, fintechs, and others focused on user-permissioned financial data sharing. https://financialdataexchange.org/
Begin your API journey with Sensedia
We support our clients in enabling new digital experiences, integrating systems, and navigating Embedded Finance journeys. We work collaboratively from compliance to business strategy.
